Wind Mitigation Inspection Miami, Cost Form, Broward Florida
Cost from $500, for single family properties, including a Roof Condition Certification Inspection report Dade County.
All Home Meters, LLC (State of Florida Engineering Company Registry C.A. #28738).
Armando Longueira, P.E. (FL Licensed Professional Engineer #67462).
HABLAMOS ESPAÑOL.
YOU DESERVE THE BEST, PLEASE DO NOT SETTLE FOR LESS.
Wind Mitigation Inspection Miami Broward County, Florida Report Cost.
The Miami Dade County Wind Mitigation Inspection Report states the verification of the appropriateness of the home construction in the event of a hurricane and is a valuable service that might reduce your homeowners insurance premiums.
Wind Mitigation Inspections look for features reducing damage during a hurricane.
Wind Mitigation / 627.711 Florida Statute.
627.711 F.S. establishes that a Florida Wind Mitigation Inspection form must be used by all insurers when submitted by policy holders for the purpose of factoring discounts for home insurance.
Also, under 627.711 F.S., the home insurance companies shall clearly notify Florida homeowners the availability and the range of each premium discount, credit, other rate differential, or reduction in deductibles, and combinations of discounts, credits, rate differentials, or reductions in deductibles, for properties on which fixtures or construction / technique demonstrated to reduce the amount of loss can be or have been installed or implemented.
The Wind Mitigation Form can save you money in your insurance premium because the features enhance the vulnerable components of your home protective shell or envelope by fortifying your roof, exterior walls, doors, windows so they will not breach or fail.
What do the Wind Mitigation Techniques look for.
Building Codes (code existing when the property was built and compliance with hight velocity hurricane zone).
Roof covering (type of roof, Florida Code or Miami-Dade Product Approval, year of installation, permit number, etc.).
Roof deck attachment (truss/rafter spacing, roof decking type and deck thickness, nails/screws size and spacing, etc.).
Roof to wall attachment (type, amount and location of nails, etc.).
Roof geometry / roof shape (gable roof, hip roof, flat roof).
Secondary Water Resistance or Barrier.
Doors and Windows - Opening protection for glazed and non-glazed openings (garage doors, exterior doors, windows with impact resistance coverings or products listed as wind borne debris devices protecting against cyclic pressure and missile impact: shutters, impact glass).
What are the risks in Florida.
The hurricane season begins on June 1 and finished on November 30.
Floridians are at risk for exposure to high winds for five of twelve months of every year.
Sometimes, Florida can be at risk of a hurricane or tropical storm outside of the season.
Strong winds and water intrusion are the primary damages.
Through gable ends, soffit vents and poorly sealed doors & windows, water, as rain directed by varying wind directions, enters homes.
Mildew can develop within days once rain penetrates homes. In the same manner like water, damage can be caused by wind by entering the home through poorly sealed openings.
Wind damages homes by increasing pressure and causing uplift forces on the roof.
Construction protection.
Construction attributes protect your home from catastrophic wind damage by strengthening your home ability to withstand the uplift, shear and lateral forces associated with a hurricane to the exterior shell of your building.
The construction features enhance the vulnerable components of your home protective shell or envelope by fortifying your roof, exterior walls, windows and doors so they will not breach or fail.
If this envelope is breached, rain and debris can enter your home causing considerable damage to its interior and exert pressure on your walls and roof can lead to catastrophic damage to your property.
What are the Florida laws.
The State of Florida enforces home insurance companies to offer reduced wind insurance premium for homes with hurricane resistant features.
As per Florida Statutes, any insurance company needs to offer discounts or credits for construction techniques that can reduce losses due to wind damage.
These Wind Mitigation discounts became effective in 2003. The Office of Insurance Regulation (OIR) created the official OIR-B1-1802 Form. Qualified home inspector needs to complete the Form.
Wind Mitigation is a must for homeowners because hurricanes are a real danger.
Wind Mitigation Insurance Inspection Services can be performed for all single family homes, townhouses, condos and commercial buildings.
Homeowner's and Condo Associations also qualify for credits due to these Home Inspections.
Insurance Company provides Homeowners discounts for insurance are they are available for building with Wind Mitigation features that reduce damage.
The Wind Mitigation Inspections Discounts count because buildings with stronger resistant quality are homes with lower losses and lower losses represent reduced losses for the insurer that benefit the customers.
Click here for more information from the Florida OIR.
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