4 Point Inspections Miami, Broward, Florida

4 Point Inspection Cost: $120, for single family homes with less than 3,000 square feet. By Professional Engineers.

Call 305-606-4732 or 786-318-7203.




COMPANY LICENSE (Certificate of Authorization): C.A. 28738.




What is a Four Point Inspection.

The 4 Point Inspection Form states the verification of the home’s main systems: electrical, HVAC (Heating, Ventilation and Air Conditioning), plumbing and roof, submitted in a form to properly evaluate an application for insurance. These Home Inspection Services must be completed and signed by a verifiable inspector.

We are Professional Engineers performing Real Estate Home Inspections in South Florida.

4 Point Inspection Form.


Which Real Estate properties (residential/commercial) need these Inspection Services and Why.

  • Properties (older home, more than 30 years) are more vulnerable to loss if systems have not been updated.

  • In an older home, the underwriters want to see that the systems have been updated.

  • The insurance companies are looking for the four systems to be in generally good working condition and fulfilling their intended function and expecting the systems to be working as intended within the manufacturer’s specifications.

What does the Inspector look for.

*They look for the minimum data needed for Underwriters in the Point Insurance Inspection.

  • Current operating conditions.

  • The expected service life.

  • Scheduled maintenance requirements.

"Acceptable Condition" for homeowners insurance companies means that in the Inspection Report, each system is working as specified and there are no visible hazards or deficiencies.

*This Home Inspection needs to be completed within the last year by an approved certified professional (Engineer).

*If this Inspection indicates unacceptable conditions, the policy is not eligible for coverage.

Who can sign off this Home Inspection.

The following licensed professionals can complete the Inspection in its entirety.

  • A Professional Engineer.

  • A general, residential, or building contractor.

  • A registered architect.

  • A HI.

  • A building code inspector, or official who is authorized by the State of Florida to verify code compliance.

A trade contractor may sign off only on their trade component of the certified Inspection (Residential or Commercial Inspection).

*What Insurance Inspection form do we use.

  • There are no in the Insurance Company industry wide standard form for this Inspection.

  • Insurance companies can provide their own Inspection report; however, most insurance companies will accept forms from all insurance companies, provided that they are filled out by qualified individuals.

  • We use a variance of the Citizens Four Point Inspection Report.

  • The Citizens Insurance Company Inspection form has been modified to show more possible hazards in the electrical part of the home.

Inspection for older homes.

Electrical System:

  • Panels: model, age, date of last update, capacity.

  • Hazards present: blowing fuse, tripping breaker, over fusing, loose wiring, double tap, open spaces, breaker identification, improper wiring, exposed cables, improper grounding, Ground Fault Circuit Interrupter (GFCI), smoke detectors.

  • Aluminum wiring.

Heating System:

  • Age.

  • Last update.

  • Hazards.

  • Central or portable.

Plumbing System:

  • Age.

  • Last update.

  • Types of pipes.

  • Deficiencies: active or prior leaks, water heater and Temperature and Pressure Relieve Valve (TPR).


  • Covering material.

  • Age of covering.

  • Remaining useful life.

  • Last roof permit.

  • Last update.

  • Signs of water damage or deterioration: curling, lifted, loose missing shingles or tiles, leaks.

  • Overall condition.

The licensed professional is required to certify the condition of the four major systems in these Insurance Inspections.

Which are the minimum photo requirements for these Home Inspections.

  • Front elevation.

  • Rear elevation.

  • Open main electrical panel and interior door.

  • HVAC system (with dated manufacturer’s plate).

  • All hazards or deficiencies noted.

Photos must accompany this Insurance Inspection in Florida.

This Four Point Inspection costs $120 and we can include a Wind Mitigation Inspection for 50% off (on sale now) in the same order.

Re inspection fee of $90 is charged by the Inspector.

Please request a quote.

What is our 4 Point Inspection service area.

Wind Mitigation, 4 Point Insurance Inspection Broward County, Hialeah, Fort Lauderdale, Coral Gables, Homestead,

Owner, Insurance Company or Insurance Agent: Please, request your full Building Inspections.

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Owned and operated by ARMANDO LONGUEIRA, P.E.


16520 SW 66th Street, Kendall, Miami, FL 33193, United States.

Engineering Services & Inspections.

Proudly serving South East Coast, FL.

(305) 606-4732 ........ Office.

(786) 318-7203 ........ Mobile.


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From 9:00am to 5:00pm.

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